What is the primary reason behind fraudsters rationalizing their behavior?

Fraudsters often rationalize their behavior as a way to align their unethical actions with their moral beliefs and societal norms, which allows them to maintain a sense of integrity in their own eyes. The primary reason behind this rationalization is that they seek to justify their actions against commonly accepted notions of decency. This mental process helps them reduce feelings of guilt and shame associated with wrongdoing. By convincing themselves that their behavior is acceptable or even justified under certain circumstances, they can engage in fraudulent activities without feeling like they have completely abandoned their moral compass.

For instance, a fraudster might think, "I'm only borrowing this money" or "Everyone does it," which allows them to dismiss the inherent wrongdoing of their actions. This psychological mechanism is crucial in understanding how individuals can commit acts that are typically viewed as unethical or illegal while still maintaining a self-perception that they are good people. Hence, this intricate form of self-justification plays a significant role in the persistence of fraudulent behavior.